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What is Medicare Part D?

Medicare Part D is a prescription drug plan (PDP) to may help you lower prescription drug expenses and possibly shield against higher drug costs in your future.

Anyone with Medicare Part A and/or Part B can join a Medicare Prescription Drug Plan offered in your area. If you are in a Medicare Advantage Plan, your plan may also offer drug coverage.

Part D drug benefit through two types of plans administered by private insurance companies. 

Source: Center for Medicare and Medicaid Services (CMS)

Who can get Medicare Part D?

Persons with Medicare Part A and/or Part B can join a Medicare Prescription Drug Plan offered in your area of North Carolina.

How much does Medicare Part D Cost?

Premium and out-of-pocket expenses for prescription drugs will vary. Each insurer offers different types of Medicare Part D plans. You typically pay a monthly premium to be covered under the plan.

How does it Medicare Part D Work?

  • You pay the full amount of your prescription drugs until your deductible is met.
  • You pay a percentage of drug costs after your deductible is met.
  • No more than 5 percent of your drug costs in the “catastrophic period” of coverage -after you’ve reached the out-of-pocket spending limit.

Source: AARP

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